475 credit score car loan: When you apply for a car loan, lenders look at many factors, including your credit score and payment history, to determine how much risk they’re taking by giving you that loan.
Almost all major national auto insurance providers now provide instant coverage. Most auto insurance providers will allow you to buy a policy with an effective date of the same day you contact them for a free estimate over the phone or online. Smaller, more localized services may also be able to give you cover the same day you apply.